HaveAProfitableDay.com. Our privacy policy.

Our commitment to privacy:
The information we collect:
The way we use information:
Our commitment to data security:
Our commitment to children's privacy:
How you can access or correct your information:
Third party Website privacy:
Your use of this Website:
Effective and revision dates:
How to contact us:

Our commitment to privacy:
   Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.
   You can visit most pages on our site without giving us any information about yourself. But sometimes we do need information to provide services that you request, and this privacy statement explains data collection and use in those situations.

   This Website contains information, worksheets and contact information for two distinct companies. Both companies share the same fax and phone numbers, mailing address.

The information we collect:
   This notice applies to all information collected or submitted on the HaveAProfitableDay.com Website.  The types of personal information collected at these pages are:

Name
Company Name
Address
Email address
Phone number
Fax Number

   We respect the privacy of our customers and shall not disclose, distribute or rent your e-mail address or any other information to any third party, nor shall it permit anyone else to do so.

   If you submit one of our paper worksheets via postal mail or fax or attachment to email for evaluating your need for cash, the worksheet may ask for your name and birthdate (spouses name and birthdate if applicable), business name, address, telephone, e-mail, home value, mortgage balance (if any), and type of property.

Other worksheets may ask the names of your creditors (those who owe you money), addresses, the amount of the debt and other specific information need to provide you with an exact proposal based on your exact need. It is provided in paper form, not via e-mail. The personal information you provide may be accessed by you at any time by contacting our home office. Paper worksheets are kept in locked file cabinets in our office and are only revealed to our qualified investors upon your request for funding of your specific income stream. Electronic versions are not stored.

   We collect nonpublic personal information about you from the following sources:

Information you provide on applications, through tax organizers, worksheets and other documents;

Information about your transactions with us, our affiliates, or others We do not disclose any nonpublic personal information about our current or former clients to anyone, except as permitted by law.

   We restrict access to nonpublic personal information about you to those members of our firm who need it in order to provide quality services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

The way we use information:
   We use the information you provide about yourself or business when placing an order only to complete that order. We do not share this information with outside parties except to the extent necessary to complete that order.

   We use return email addresses to answer the E-mail we receive. Such addresses are not used for any other purpose and are not shared with outside parties.

   We use non-identifying and aggregate information to better design our Website. We do NOT share your data with advertisers.

   Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.

Our commitment to data security:
   To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

   HaveAProfitableDay.com maintains physical, electronic (router and firewall protection), and procedural (passwords) safeguards that comply with federal regulations to guard your nonpublic personal information.  Our company works closely with multiple credit reporting agencies who demand and enforce strict security access to their records. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

Our commitment to children's privacy:
   Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Website from those we actually know are under 13, and no part of our Website is structured to attract anyone under 13.

How you can access or correct your information:
   You can access all your personally identifiable information that we collect online and maintain by calling our office toll free (877) 529-7871 or sending us an email.  To reach our company by US Postal mail, send your documents to: Cash Flow Improvement Specialists, Inc., 111 18th St SE, Rochester, MN 55904. We use this procedure to better safeguard your information.

   You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error. To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.

Third party Website privacy:
   Our Website may contain links to third party Websites. Our privacy policy does not apply with respect to those third party Websites. We encourage you to review the privacy policies of any of those sites that you visit.

Your use of this Website:
   By using our Website, you consent to the collection and use of information by Cash Flow Improvement Specialists, Inc. as described in this policy. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect and how we use it.

Effective and revision dates:
   The effective date of this policy is October 1, 2002.   This policy was last revised on Aug, 5, 2008.

How to contact us:
   Should you have other questions or concerns about these privacy policies, please call us or send us an email. Our mailing address is: Cash Flow Improvement Specialists, Inc., 111 18th St SE, Rochester, MN 55901-7934.

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^{Cash Flow Improvement Specialists, Inc.

assumes no responsibility for links away from this site.}

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^{Any and all information you submit to Cash Flow Improvement Specialists, Inc. will be held in strict confidence. We will never release, sell, or trade E-mail or private information for any reason. All order transactions are processed on our secure encrypted servers. All documents faxed to our office arrive in an extremely secure location, not available to the public.}

^{IMPORTANT NOTICE!!! CHECK ACCEPTANCE POLICY. In the unlikely event that your check is returned for insufficient or held funds, we will debit your checking account electronically for the face amount of the check plus the state allowed fee. This Policy allows us to resolve the problem without reporting you to a credit bureau and harming your credit rating. The transaction will appear on your bank statement, and no one will have to contact you about payment.}

^{Your submission of a cash flow worksheet and the consulting is free. You or your company are under no obligation to accept any cash offer we make for the funding of an accounts receivable financing (factoring) or purchase order funding worksheet, or the like.}

^{Cash Flow Improvement Specialists and United First Financial does not provide accounting, tax, legal, real estate, mortgage or investment advice on this Website. Interested parties should seek and consult with persons and entities licensed and qualified in those areas for advice relating to those matters. The information contained herein is general and may not apply to your situation and does not substitute for the advice of an attorney.}

^{Always consult an attorney with regard to your legal rights and obligations. Neither any page on this Website, text, graphics, downloadable information or form, products, services nor affiliated Internet Websites constitutes legal or tax advice. Always consult with a qualified tax advisor regarding tax consequences. The information contained on this Website does not constitute an offer or a solicitation to lend or extend credit.}

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