All businesses with account receivables face challenges in controlling bad debt and need professional assistance. You know that the longer a debt goes unpaid, the greater the risk of total loss. The longer money goes uncollected, the more uncollectable it becomes.
Rather than let those unpaid accounts, judgments and checks pile up, let us convert them back into working capital. We can make the difference in your profitability.
We will take your claim, large or small, from inception right up to and including executions, seizures, and attachments. If there is no collection, there is NO CHARGE.
We recognize that it is not sufficient to merely let the debtor know that a collection agency has been hired. Debtors prioritize repayment of past due accounts based on their budget and how much pressure they are under to make the payments. A more "intensive" collection process. We may utilize credit reporting, the latest technology, best-practices collection techniques, along with debtor psychology to obtain the maximum recovery for our clients.
Our collection services can handle one or ten-thousand accounts throughout the nation and around the world.
Collecting money takes training, planning, talent, scheduling, timing and a proven program.
Cash Flow Improvement Specialists uses many years of knowledge, skip-tracing tools and automation to recover YOUR MONEY. We use partner agencies and a network of collection attorneys.
Our contingency based debt collection process results in a relentless pursuit of your debtor through every means legally available. However, not all claims will ever be collected. Many times, a debtor will forego a listed telephone and force us to constantly search for unlisted and cell phone numbers. We do have access to all unlisted phone numbers and a large percentage of cell phone numbers.
All collections are on a contingency basis. If we cannot collect your claim, partial or in full, there will be no charge. There are no set-up fees or placement charges for listing your claim(s).
We Enforce Judgments!
If you have a valid court awarded judgment and we accept your claim(s), will use every method at our disposal to recover the full amount of the unpaid judgment. As allowed by law, we will garnish wages, attach bank accounts, and seize assets as necessary. Depending on the location and merits of your judgment(s), we may choose to pursue the collection through our agency or forward the claim to one of the attorneys in our network.
No Charge Skip-tracing
We will track the debtor down even if he or she has moved to another state. We have access to both private and public databases that allows us to 'skip-trace' the debtor and to locate any assets that he or she may have. We also have access to unlisted phone and cell phone numbers.
Small Claim Service
Small claims sometime require a long, slow and maintained pursuit to attempt to wear the debtor down. The claim is not collectable via normal avenues of attorneys and suit due to the small amount involved. We excel in this area as we clearly understand it can take a year or more to collect when other agencies will probably send a letter and maybe make one or two calls. Our goal is to maximize your recovery. After all, we are paid only on commission. If no collection, no commission.
Forwarding of Claims
We reserve the right to and most of the time we do “forward” claims to another agency or attorney to effect an efficient and speedy collection. Forwarding of claims gives us multiple opportunities to extend the pursuit with varied tools and flavors over several months or even years of pursuit. A letter and phone call from an attorney carries much more authority than letters from our collection agency.
Conciliation Court, Civil Court and Mediation
If the debtor will not make a good effort to settle or pay the amount owing, we will ask you if a suit should be commenced. Authorization to start a conciliation or civil court suit may come only from you. When working a judgment, we can order a wage garnishment and other legal actions. You may/will be required to advance process server, garnishment fees and/or court costs to us or our attorney prior to the action.
Credit Bureau Reporting
Consumer debts are reported to one or more credit reporting bureaus as having a past-due amount owing or a bounced check that has not been paid. These derogatory credit bureau “lines” are viewed by title companies, financial lending institutions, insurance companies, credit card companies and many individual businesses such as employers and landlords. Credit Bureau Reporting is very important to getting the attention of the debtor. We find that it is a great leverage tool to get the debtor to get your debt paid off in a much higher priority than not reporting it.
Better Business Bureau Rating of A+
Our company is accredited by the BBB and has an A+ rating. If a business has been accredited by the BBB, that business meets accreditation standards which include a commitment to make a good faith effort to resolve any consumer complaints. BBB accredited businesses pay a fee for accreditation review/monitoring and for support of BBB services to the public.
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The above video was produced during 2009. There are a few changes since that production however, the collection process is still the same as shown above.
When your account has been set up (no charges apply) and we have entered your claims, you'll receive a letter or e-mail acknowledging your claim submission. (We like to send your correspondence via E-mail) Then, we'll go to work rounding up your money. Cash Flow Improvement Specialists is a broker for a licensed collecion agency. This licensed agency does the actual collections of all checks, past-due accounts and judgments on your behalf.
Please call or contact our office for complete details and forms to get started collecting your bounced checks, past-due accounts and/or judgments. You'll be glad you did. There is no cost or obligation.
Any and all information you submit to Cash Flow Improvement Specialists, Inc. will be held in strict confidence. We will never release, sell, or trade E-mail or private information for any reason. All order transactions are processed on our secure encrypted servers. All documents faxed to our office arrive in an extremely secure location, not available to the public.
IMPORTANT NOTICE!!! CHECK ACCEPTANCE POLICY. In the unlikely event that your check is returned for insufficient or held funds, we will debit your checking account electronically for the face amount of the check plus the state allowed fee. This Policy allows us to resolve the problem without reporting you to a credit bureau and harming your credit rating. The transaction will appear on your bank statement, and no one will have to contact you about payment.
Your submission of a cash flow worksheet and the consulting is free. You or your company are under no obligation to accept any cash offer we make for the funding of an accounts receivable financing (factoring) or purchase order funding worksheet, or the like.
Cash Flow Improvement Specialists and United First Financial does not provide accounting, tax, legal, real estate, mortgage or investment advice on this Website. Interested parties should seek and consult with persons and entities licensed and qualified in those areas for advice relating to those matters. The information contained herein is general and may not apply to your situation and does not substitute for the advice of an attorney.
Always consult an attorney with regard to your legal rights and obligations. Neither any page on this Website, text, graphics, downloadable information or form, products, services nor affiliated Internet Websites constitutes legal or tax advice. Always consult with a qualified tax advisor regarding tax consequences. The information contained on this Website does not constitute an offer or a solicitation to lend or extend credit.
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